Are banks finding their feet? Cluster analysis of banks' business models

Anno
2017
Proponente -
Struttura
Sottosettore ERC del proponente del progetto
Componenti gruppo di ricerca
Componente Categoria
Marina Brogi Tutor di riferimento
Abstract

Business Model Assessment (BMA) is on the top of the agenda of regulators. The aim of this research is to examine the relationship between banks' business models and both viability and sustainability, as intended by the European Banking Authority (EBA) in 2014. Business models are identified with a cluster analysis based on assets and funding structure of banks' balance sheet as well as the income diversification. The sample of analysis is composed by the 30 Euro area banks listed on the Eurostoxx banks index. Policy implications are also commented.

JEL classification: G21, G32, L11

ERC
Keywords:
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